Have spent the last hour reading about disclaimers, case law on disclaimers, how people can sue you even for someone elses comments displayed on your post etc..
the most helpful link was this !!
So, I will put two disclaimers.. One will be on the header, which will make my blog look ugly .. so I will make it the smallest font possible (he he he ..)
There will also be the second disclaimer on the "post your comments" box.
This is what happens when the world has more supply than demand for lawyers !
Take care !!